See your rate in seconds based on the property's cash flow.
2
Apply Online
Complete a simple application in under 10 minutes.
3
Close & Fund
We handle the rest. Most loans close in 14-21 days.
Borrower Resources
DSCR (Debt Service Coverage Ratio) loans qualify you based on the property's rental income,
not your personal tax returns or W-2s. If the rental income covers the mortgage payment, you qualify.
This makes them ideal for real estate investors and self-employed borrowers.
We offer competitive rates for borrowers with credit scores as low as 620. Higher credit scores
will qualify for better rates and terms. Your DSCR (rental income vs. payment) is equally important.
We finance single-family homes (1-4 units), condos, townhomes, and multi-family properties.
Short-term rentals (Airbnb/VRBO) are eligible. Mixed-use properties considered case-by-case.
Most DSCR loans close in 14-21 days. Our streamlined process and dedicated team ensure
quick approvals and minimal delays. Complex deals may take slightly longer.