Your Key to Unlocking Real Estate Investor Financing
DSCR Flow Affiliate Training - Core Module 1
DSCR stands for Debt-Service Coverage Ratio.
It's a simple idea: does a rental property generate enough income to cover its own mortgage and expenses?
DSCR = Rental Income รท PITI
PITI = Principal + Interest + Taxes + Insurance
Example:
Monthly Rent: $2,500
Monthly PITI: $2,000
DSCR = 1.25
Most lenders look for a ratio of 1.0 or higher.
This is the biggest advantage. Your clients don't need to provide W-2s, tax returns, or pay stubs.
Perfect for: Self-employed investors, business owners, and anyone with complex tax situations.
Traditional mortgages often limit the number of properties a borrower can finance (usually 10).
With DSCR loans, there's typically no limit on portfolio size.
Because we're not analyzing personal income, the underwriting process is significantly faster.
Less documentation = faster closings. DSCR Flow targets 21-day closes.
Keep an eye out for these people in your network:
Our platform automates the entire process, from application to closing.
All you do is make the introduction through your unique affiliate link.
We handle the rest.
You now know what a DSCR loan is and why it's a powerful tool for real estate investors.